KiaKia Loan USSD Code – Requirements And How To Apply


When it comes to one of the leading loan apps in Nigeria, there are several questions like; How long does it take KiaKia to disburse loan, is Kiakia real, What is the interest rate of KiaKia loan, and Is Kia hard to get approved?

If you’ve asked any of the above questions, you’re at the right place to get the answers you needed as we will unveil to you Kiakia loan registration process, kiakia loan requirements, and how to apply using USSD code.

What is KiaKia Loan USSD Code?

How does KiaKia work? KiaKia Loan USSD Code is a service provided by KiaKia Bits Limited, a Nigerian online lending platform that utilizes technology to offer quick and accessible loans. The USSD code allows users to apply for loans and access funds within minutes, without the need for lengthy paperwork or physical visits to the bank. Kiakia loan can provide loan offers from 10,000 to 200,000 to be repaid in 7 days or 30 days depending on your repayment option.

Requirements for KiaKia Loan:

To be eligible for a KiaKia Loan, you need to meet the following requirements:

  1. Nigerian Citizenship: KiaKia loans are exclusively available to Nigerian citizens. You must possess a valid identification document such as a National Identification Number (NIN), Permanent Voter’s Card (PVC), or International Passport.
  2. Bank Account: You must have an active bank account in Nigeria. This account will be used to receive the loan funds upon approval and also for repayment purposes.
  3. Mobile Phone: A mobile phone with a registered Nigerian phone number is required to access the KiaKia Loan USSD Code. The USSD code works across all network providers in Nigeria, including MTN, Airtel, Glo, and 9mobile.
  4. KYC Verification: As part of the loan application process, you will need to undergo Know Your Customer (KYC) verification. This involves providing personal information such as your full name, address, date of birth, and other relevant details.

How to Apply for KiaKia Loan using USSD Code:

To apply for a KiaKia Loan using the USSD code, follow these simple steps:


Step 1: Dial the USSD Code
On your mobile phone, dial *561# or *448# and press the call button. This will initiate the KiaKia Loan USSD service.

Step 2: Loan Application
Once you’ve dialed the USSD code, you will be presented with a menu of options. Select the option that corresponds to a loan application or loan request.

Step 3: Provide Personal Information
Follow the prompts on your screen to provide the necessary personal information. This may include your full name, address, date of birth, bank account details, and other relevant details. Ensure that you enter accurate information to avoid any delays or issues with your application.

Step 4: Choose Loan Amount and Duration
After providing your personal information, you will be prompted to select the desired loan amount and the repayment duration. KiaKia offers flexible loan amounts and durations, allowing you to choose an option that suits your needs and financial capabilities.

Step 5: Loan Approval and Disbursement
Once you have completed the application process, KiaKia will review your application and assess your eligibility. If approved, the loan amount will be disbursed to your registered bank account within minutes. You will receive a confirmation message containing the loan details and repayment schedule.

The KiaKia Loan USSD Code provides a convenient and accessible solution for individuals in need of quick financial assistance. By following the steps outlined in this guide and meeting the necessary requirements, you can easily apply for a KiaKia Loan and receive funds directly to your bank account within minutes. Remember to borrow responsibly and ensure timely repayment to maintain a good credit history.