Requirement For Credit Wallet Loans


One of the top online lending platforms for providing loans to people or business owners when they need them is the credit wallet loan. This lending platform, which was founded in 2019, is one of Nigeria’s most recognized and high-credit loan platforms.

The maximum loan you can get from this platform is #1,000,000 in just 15 minutes, and the greatest thing is that this loan will be credited to your account right away after your application has been accepted. This platform offers loans in a variety of ranges.

Besides, you can obtain a loan from this platform without providing any collateral or documents. This robust credit wallet app automates the loan disbursement procedure, making it simple and stress-free so that anyone can submit an application.

In addition to this, this loan’s application process is entirely online, which makes it simpler for the general public because no branch visits are necessary to provide any paperwork or collateral.

The loan repayment method of this loan app is quite convenient, which makes it very simple and straightforward for business owners to use and enables them to automatically borrow loans without stress. This is another crucial factor to take into account.


What kind of services does this credit wallet provide for everyone?

This platform, as we stated at the outset of this post, focuses on providing lending services to Nigerians. Having a really good source of income as a Nigerian is also a required criterion.

Documents required for loan applications

you must provide a number of documents in order to apply for a loan on this platform. the most crucial documents you’ll need to apply for a loan on this site are listed in this portion of the article. you should be aware that your loan application will not be granted if you do not provide this paperwork completely, so take it seriously.

  • You must have a functioning BVN that is connected to a functional bank account in order to have your imputed information verified.
  • During the loan application and registration processes, you must provide a working phone number in order to obtain your account activation code.
  • You must validate your email address before continuing with the loan application procedure, thus, you must have a working email account.
  • A residence address and employment information are required in order to determine your income level and your ability to repay the loan you want to take out.
  • You must have a functioning credit history in order to borrow money from this platform. a strong credit score on your credit history is a bonus. 
  • A high credit score demonstrates that you promptly repay every loan you take out, and it also demonstrates that you have no outstanding debts with any banks or other loan-borrowing institutions in the nation.
  • Your loan application on the credit lending platform won’t be granted if you have any outstanding loan obligations.
  • You must register for an account on the company’s website or mobile app in order to submit a loan request to Credit Wallet. Following that, you will be required to enter primary data, like your name, email address, phone number, bank account information, and employer’s name. A copy of your identification (ID) document and evidence of income must both be uploaded.
  • After submitting your application, CreditWallet will analyze your data and decide within a short period. The money will be paid into your bank account within 24 hours if your loan is authorized.


On this platform, applying for a loan is simple, and you can be confident that it will be approved. This platform offers loans for small to medium-sized enterprises to help them grow, attract new clients, and make money in addition to lending money to individuals.