GTBank Loan Code And How To Apply For Loan


“How do I qualify for a GTB loan code?” and “What is the code for GTB quick loan?” are common questions most people ask in Nigeria. These are people that want to get access to quick loans from GTBank without rigorous papers work.

In today’s fast-paced world, quick and convenient access to funds can make a significant difference in achieving our financial goals.

Whether it’s funding a business venture, pursuing higher education, or managing unexpected expenses, having a reliable source of credit can be invaluable. Guaranty Trust Bank (GTBank), a leading financial institution, understands this need and has introduced a user-friendly solution – the GTBank Loan Code.

What is the GTBank Loan Code?

The GTBank Loan Code is a USSD (Unstructured Supplementary Service Data) service provided by Guaranty Trust Bank, allowing its customers to access loans using their mobile phones. USSD codes are short, easy-to-remember numeric combinations that facilitate communication between mobile devices and service providers. With the GTBank Loan Code, GTBank customers can request loans without the hassle of paperwork or visiting a physical branch.


How Does The GTBank Loan Code Work?

Accessing a loan through the GTBank Loan Code is a straightforward process. Follow these steps to initiate your QuickCredit loan request on GTBank:

  1. Dial the GTBank Loan Code: To start the loan request process, dial *737*8*2# (GTBank salary loan code) while the GTBank quick credit loan can be accessed by *737*51*51# (GTBank loan code for non salary earners) from your registered mobile number with GTBank.
  2. Select Loan Amount: You will be presented with a list of loan amounts to choose from. Select the desired amount based on your needs and eligibility.
  3. Provide Required Information: Follow the prompts to enter the necessary details, such as your account number, desired repayment tenure, and any additional information requested.
  4. Loan Offer: Once you have provided the required information, GTBank will assess your eligibility and generate a loan offer based on your profile and banking history.
  5. Accept Loan Offer: If you find the loan offer satisfactory, accept the terms and conditions to proceed with the loan disbursement.
  6. Receive Funds: Upon successful acceptance, the loan amount will be credited to your GTBank account instantly, providing you with the financial support you need.

Benefits of GTBank Loan USSD Code

  1. Convenience: The GTBank Loan Code allows you to request a loan without the need to visit a physical branch or fill out lengthy paperwork. It provides a quick and hassle-free solution for accessing funds.
  2. Speed: With the GTBank Loan Code, loan disbursements are fast and efficient. Once your loan request is approved, the funds are instantly credited to your GTBank account, enabling you to address your financial needs promptly.
  3. No Collateral Required: The GTBank Loan Code offers unsecured loans, meaning you don’t need to provide collateral or guarantees to access funds. This makes it accessible to a wider range of individuals who may not have significant assets to pledge as collateral.
  4. Competitive Interest Rates: GTBank strives to provide competitive interest rates on its loans, ensuring that borrowers can access funds at reasonable costs, making it an attractive choice in the lending market.
  5. Flexibility: The GTBank Loan Code offers flexible loan tenure options, allowing borrowers to choose a repayment period that aligns with their financial capabilities and goals.
  6. Eligibility: The GTBank Loan Code is available to GTBank customers who meet the bank’s specified criteria. However, it’s important to note that loan approvals are subject to the bank’s assessment of the applicant’s creditworthiness and other factors.


In an era where digital banking solutions are transforming the way we manage our finances, the GTBank Loan Code stands out as a convenient and efficient way to access credit. With its simplicity, speed, and flexibility, it offers a reliable solution for individuals seeking financial support. Whether you need to cover immediate expenses, invest