Bank Of America Premium Rewards Extended Warranty: How It Works And Why You Should Use It

Bank of America’s Premium Rewards credit card comes with a host of benefits, including a valuable extended warranty program. In this post, we’ll take a closer look at how the Bank of America Premium Rewards Extended Warranty works and why you should consider using it for your purchases.

What is the Bank of America Premium Rewards Extended Warranty?

The Bank of America Premium Rewards Extended Warranty is a benefit that comes with the Premium Rewards credit card. It extends the manufacturer’s warranty on eligible purchases for an additional year, giving you added protection and peace of mind.

How does it work?

When you use your Bank of America Premium Rewards credit card to make an eligible purchase, the extended warranty benefit automatically kicks in. You don’t need to do anything else to enroll or activate it. If the item you purchased comes with a manufacturer’s warranty of three years or less, the Bank of America extended warranty will cover it for an additional year. That means if something goes wrong with your purchase during that extra year, you can file a claim with Bank of America to have it repaired or replaced.

What purchases are eligible?

Most purchases made with your Bank of America Premium Rewards credit card are eligible for the extended warranty benefit. There are a few exceptions, including motorized vehicles, used or pre-owned items, and items that come with a warranty longer than three years.

Why should you use it?

The Bank of America Premium Rewards Extended Warranty can provide valuable protection for your purchases, particularly for big-ticket items like electronics, appliances, and furniture. Here are a few reasons why you should consider using it:

1. It’s free – The extended warranty benefit is included with your Premium Rewards credit card, so you don’t need to pay anything extra to use it.
2. It can save you money – If something goes wrong with your purchase during the extended warranty period, you could be on the hook for expensive repairs or replacements. With the Bank of America extended warranty, you won’t have to pay out of pocket for those costs.
3. It offers peace of mind – Knowing that your purchases are covered by an extended warranty can give you added peace of mind. You won’t have to worry about what will happen if something goes wrong with your item after the manufacturer’s warranty expires.

How to file a claim

If you need to file a claim under the Bank of America Premium Rewards Extended Warranty, you can do so by calling the number on the back of your credit card. You’ll need to provide proof of purchase, as well as documentation of the problem with your item.

FAQS

Here are some of the FAQs about the Bank of America Premium Rewards Extended Warranty:

1. Do I need to register for the Bank of America Premium Rewards Extended Warranty?
   No, you do not need to register for the extended warranty benefit. It is automatically applied to eligible purchases made with your Premium Rewards credit card.
2. How long does the Bank of America Premium Rewards Extended Warranty last?
   The extended warranty lasts for an additional year beyond the manufacturer’s warranty, for eligible purchases with a manufacturer’s warranty of three years or less.
3. What types of items are covered by the Bank of America Premium Rewards Extended Warranty?
   Most purchases made with your Premium Rewards credit card are eligible for the extended warranty, with a few exceptions such as motorized vehicles, used or pre-owned items, and items with a warranty longer than three years.
4. What documentation is required to file a claim under the Bank of America Premium Rewards Extended Warranty?
   You will need to provide proof of purchase, as well as documentation of the problem with your item. The exact documentation required may vary depending on the type of item and the specific claim.
5. Is there a limit to the number of claims I can make under the Bank of America Premium Rewards Extended Warranty?
   There is no limit to the number of claims you can make under the extended warranty, as long as the purchases are eligible and the claims meet the requirements of the benefit.

In conclusion, the Bank of America Premium Rewards Extended Warranty is a valuable benefit that can provide added protection and peace of mind for your purchases. If you have a Premium Rewards credit card, it’s worth taking advantage of this benefit when you make eligible purchases.